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Oil Spill doesn’t stop Gulf Entrepreneurs (from UPSTART- bizJournals) SAVING GULF SEAFOOD- Wine Enthusiast -History of Southern Accents

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Enlarge Image »Dana's SeafoodDana Taylor, along with her husband Jason, had plans to open a seafood processing plant before the Deepwater Horizon explosion. The oil spill may have delayed their plans, but today they operate a successful business that depends on the Gulf of Mexico. Jason Taylor
by Cody LyonNovember 15, 2012  |  1:27pm EST
When BP’s Deepwater Horizon exploded in the Gulf of Mexico in April 2010, it damaged thousands of businesses and threw into doubt the plans of countless more. But for some entrepreneurs like Dana Taylor, the man-made disaster was merely a stumbling block on the way to starting a Gulf-related businesses.Today, as BP agrees to pay a $4 billion fine to the federal government for the damage caused by the oil spill, Taylor serves as a reminder that business success doesn’t come easy. But with drive and determination, calamities—whether man-made like the BP spill or natural like Hurricane Sandy—entrepreneurs can still launch successful endeavors.Taylor is the face and driving force behindDana’s Seafood, a 2-year-old crab processing plant along the Gulf Coast in Alabama. It’s a business she didn’t expect to be in—nursing was a first choice after high school, though she ended up spending a decade in a pair of good-paying office jobs—but it just happened to be part of the family’s makeup.LINK TO FULL STORY AT UPSTART BizJOURNALSWINE ENTHUSIAST

Some Southerners work to erase accent as others drawl with pride
    • By CODY LYON

NEW YORK — On his first trip to New York, Mississippi Delta native Will McKee was invited to a small party for a performer he had been publicizing in the South. Most of the attendees were show business insiders from New York and Los Angeles.

Aware that it might draw unwanted attention, McKee tried to tone down his Southern accent.

But after a few bourbons, McKee, a marketing director in Birmingham, says he sounded more like a blend of Rhett Butler and Thurston Howell III from “Gilligan’s Island.”

A man from Los Angeles took notice of McKee’s Southern roots.

“I just love how many syllables you can put in a little ol’ word like Bur-min-ha-am,” McKee recalled the man saying.

To that, McKee demonstrated how many syllables he needed to insult the man, using what is for most people a monosyllabic word that refers to a donkey.

The tense exchange was an example of a common clash between Southerners and non-Southerners over an accent that connotes a quaint gentility to some and a lack of sophistication to others.



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November 15, 2012 at 7:29 pm

New York gets Schooled (The Real Deal) Small Banks at Risk/ Trouble with TALF (

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New York Developers Incorporating Schools- From THE REAL DEAL

October 01, 2012
By Cody Lyon

In densely populated New York City, crowded neighborhood schools and a shortage of development sites are two sides of the same coin. So it’s not surprising that an increasing number of private developers are incorporating schools into their projects. And in many cases, they receive direct financial benefits to do so — from tax breaks to permission to construct larger buildings. There are also intangible benefits for developers and for the city, like winning support for projects from community opponents.


Small Banks at Greater Risk from CRE mortgages

This past September, it was becoming increasingly clear that smaller banks would suffer greater hardship as more commercial real estate mortgages started coming home to roost…by Cody Lyon
NEW YORK CITY-Commercial mortgage defaults, which are projected to reach unprecedented levels in 2011, pose an even greater risk for smaller, regional lenders than the nations more high-profile large banks. So says Dr. Sam Chandan, president of Real Estate Econometrics.”If you look across the banking system, commercial mortgage loans represent about 14% of banks net loans and leases,” Chandan tells However, he says, banks that have assets of $10 billion or more typically see a less than 10% exposure rate to commercial real estate. On the other hand,.

Trouble with TALF and the CMBS extension?

By Cody Lyon, on May 6th, 2009

EXCERPT from story

…Pleas for increased liquidity have been coming in loud and clear from the commercial real estate community for several months now as banks, hard hit by the economic downturn, have virtually frozen lending. According to the Fed’s Senior Loan Officer Opinion Survey for April, 66% of domestic banks reported tightening commercial real estate lending standards in the first calendar quarter.

Dimming hopes of future relaxing of standards is a growing lack of faith by banks in the quality of commercial mortgage quality. Standard & Poor’s recently placed $100 billion of CMBS issued from 2004 to 2008 on negative watch. Fitch Ratings followed suit with $18 billion of CMBS issued between 2006 and 2008. “We have numbers showing that more than 90% of domestic banks think the commercial mortgage quality is going to deteriorate, with 26% of those saying it’s going to deteriorate substantially,” says Chandan.

Raising the cash flow alarm volume higher, the RER says that over the next few years, the commercial real estate industry faces a liquidity crisis of mammoth proportions. Of the $6.7 trillion of assets compromising the greater commercial real estate market, around $3.5 trillion is debt. Around $10.7 billion worth of CMBS loans are currently delinquent or have defaulted, according to data from the Commercial Mortgage Securities Assoc.

The RER says that because most real estate mortgages have maturities between five and 10 years, the average annual amount of maturing loans beginning in 2009 is most likely somewhere between $300 billion and $600 billion. Put another way, the maturing debt that the real estate sector will see between 2010 and 2012 will total around $1.4 trillion.


Written by codylyonreporter

November 6, 2012 at 5:48 pm

Posted in Uncategorized

From SeeClickFix to Citizinvestor, Five Years of Internet-Enabled Urbanism-(Tech President,com)/Link to published letters at New York Times

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Written by codylyonreporter

November 6, 2012 at 5:47 pm

The deal of the Art (from The Real Deal) The Procida Investor Plan

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The deal of the art

Seeking sophistication, firms are increasingly “curating” what’s on their walls

November 01, 2012
By Cody Lyon


It’s not just the Saatchi & Saatchis and Goldman Sachs’ of the world that hang five- and six-figure art on their walls these days. New York’s residential firms are starting to do the same in the hopes of luring high-end clients.

“It helps people realize that a brokerage might possess the level of sophistication and/or taste that matches their own,” noted interior designer Buzz Kelly of the trend, which TRDwrote about earlier this year and is gaining steam.

LINK TO FULL STORY AT THE REAL DEAL Commercial Real Estate News and Property Resource
Last updated: February 5, 2009 12:01pm
Procida Has a 100-Day Plan
By Cody Lyon
NEW YORK CITY-On a cold night in late January at Columbia University’s Avery Hall, William
Procida–founder of the company that bears his name–stood before an audience of
architecture students, investors and other real estate players to present his idea for thawing
the nation’s frozen economy and solving its real estate woes.
Procida brings to the table 28 years of experience in both finance and development, as head of
the Procida Organization and William Procida Inc.–which evolved into Palisades Financial, and
last year, he brought back WPI–headquartered in Fort Lee, NJ–as a vehicle for turnaround
management. And now, he calls his latest venture–Plan 100–a volunteer project, saying he
was motivated by concern for his children’s future and great displeasure over his tax dollars
being squandered.
Procida has been promoting his Plan 100 for a few months now. He argues that instead of
funneling billions of dollars into the nation’s largest banks, the federal government should
deploy $100 million, each, to 100 local investment managers. Those managers would then be
required to purchase defaulted loans and make new loans to customers within 100 days. He
says there is tremendous flexibility on the number of managers, but no compromise on the amount of time those investors would be able to hold the cash.

“Time is the key to the plan,” Procida tells “If the government had told the
banks they had 100 days to deploy the capital they were given, you and I wouldn’t even be talking right now,” he said.



Written by codylyonreporter

November 6, 2012 at 5:12 pm

From SeeClickFix to Citizinvestor, Five Years of Internet-Enabled Urbanism-(Tech President,com)

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BY Cody Lyon | Wednesday, October 17 2012

Exclusively for Personal Democracy Plus subscribers: In 2007, SeeClickFix drew wide attention for the way it put all a city’s civic problems — graffiti, potholes and the like — out in the open for anyone to see. It wasn’t the first or only tool to do something like this, but it made people notice what would become the emerging field of civic software. In the five years since, that field has grown and changed. SeeClickFix is still alive and kicking, but now it’s joined by a host of companies, platforms and experiments that don’t just map problems — they now map solutions.


Written by codylyonreporter

October 19, 2012 at 1:55 pm

Posted in Technology, Uncategorized

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The real story behind NYC’s bike share delay (GOTHAM GAZETTE)

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The Drama Behind the Bike Share Delay

PostDateIconWednesday, August 22, 2012 12:00 AM | PostAuthorIconby Cody Lyon | Print | E-mail


NEW YORK — The firm picked by the city to run what is meant to be the nation’s largest bicycle share program has been dogged by questions about how it got a contract to run a similar system in Chicago, while its partner is being sued by a key software developer.

City officials announced last week that the much-anticipated bike share program would be delayed from its expected roll-out this summer to March 2013. Mayor Michael Bloomberg blamed the system’s software. “The software doesn’t work. Duh,” Bloomberg said on his radio show. “We’re not going to put it out until it does work.”

There may be a good reason why the software doesn’t work: It’s unfinished. According to the city official in charge of the recently launched bike share program in Chattanooga, Tenn., which uses the same platform, the software is undergoing “ongoing development.”

“There’s still work to be done — features to be added — and that’s where we are at the current time,” said Philip Pugliese, of Bike Chattanooga.


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August 22, 2012 at 6:09 pm

ZIMRIDE Expands EAST (from UPSTART- bizjournals)/ How a N.D. candidate is using the web to Campaign ( The Coffee Robot (ABJ)

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Enlarge Image »Tickets to ride
San Francisco-based Zimride is expanding its service from California to the East Coast. Zimride
by Cody LyonAugust 3, 2012  |  2:13pm EDT
For East Coast travelers that prefer ground over air travel, online company Zimride is bringing its new public ride sharing service to New York City and Washington, D.C. this week.The San Francisco-based company offers travelers a chance to “pick up” a ride with a driver going their way online at Drivers can make anywhere from $20 to about $40 per passenger, split the cost of gas and maybe find a new friend in the process. The service has already been a hit on the west coast—in the past year, it’s helped its members share 200 million miles, which is double the shared miles built up over the previous five years—especially on the most popular jaunt between San Francisco and Los Angeles.Link to full story at UPSTART****************


BY Cody Lyon | Friday, August 3 2012

Exclusively for Personal Democracy Plus subscribers: Joshua Boschee is an openly gay candidate for public office in a socially conservative state, but observers say he’s got a real shot at becoming one of Fargo, North Dakota’s next representatives in the state legislature.

Boschee’s home state of North Dakota has, according to one study, the lowest proportion of same-sex couples in the United States. It’s a conservative state, although “conservative” means something different in the only state in the Union with a state-owned bank and a state-owned grain mill and elevator.



Good to the last robotic drop

Startup automates coffee-making kiosk

From left, Kevin Nater, Charles Studor, Patrick Pierce and John Craparo are behind Briggo LLC.

Nick Simonite

From left, Kevin Nater, Charles Studor, Patrick Pierce and John Craparo are behind Briggo LLC.

Staff writer-Austin Business Journal

Inside a laboratory at Deaton Engineering Inc.’s workspace in Georgetown sits the world’s first intelligent, robotic coffee kiosk.

At 8 feet tall by 16 feet wide, the prototype’s screens flash customer orders and marketing messages across the top amid the hum of a tiny factory behind them. In a few minutes, behind a tiny door, sits a cup of Austin-roasted, Peruvian bean coffee topped with foamed milk.

The coffee robot is the invention of Briggo LLC, a new company formed by three Austin technology and business veterans and a nationally recognized coffee barista.

They plan to open their first robot-based kiosk at the University of Texas Flawn Academic Center in November. After that, their plans envision a worldwide network of automated kiosks, primarily in universities, airports, hospitals, office buildings and other locations.

They also plan to develop a smaller kiosk that can be mass produced. Briggo plans to own, manage and service the initial units, and later hopes to grow the market through franchising after establishing the brand.

Coffee consumption in the United States remains the eighth-highest in the world, with the average American drinking 3.1 cups of coffee each day and fueling an $18 billion U.S. market, according to the National Coffee Association.

Briggo’s founders hope their robot will tap that thirsty crowd by enabling coffee drinkers to order from a kiosk through mobile phones and online, as well as using the kiosk’s touch screen. Besides the type and quantity of coffee, consumers can specify type of milk, syrup or sweetener. They can also establish and personalize their accounts — including individual payment option — with the network of kiosks, which can send a text message when an order is placed by phone.


Link to full story at Austin Business Journal